• Profile
Job Description

To lead a busy Credit department whose involvement with the Bank’s Credit process is comprehensive – from initiation through to documentation, monitoring and control through to recover.

  • Responsible for the teams preparation, review and control of lending documentation.
  • Deliver a first class service to the front office, by providing effective team leadership, whilst ensuring that the lending complies with the Bank’s policies and procedures.
  • Execute management duties with minimal supervision and provide a level of mentoring to junior colleagues.
  • Provide recognised cover in the absence of the Head of Credit Operations.
To place the interests of customers at the centre of all activities, act in a way that is consistent with achieving good outcomes for consumers and to comply with the FCA and PRA's Conduct Rules.
 

Key responsibilities

  • Provide leadership to the Credit Operations team in all aspects of day-to-day processes
  • Develop staff to help them learn and embed new skills
  • People management, motivation, performance management & development, including managing through others, in line with Bank policies and standards.
  • Support the strategic direction achieving cost efficiency, productivity and risk avoidance/compliance on an ongoing basis
  • Evaluate the overall performance of Credit Operations
  • Ensure the team delivers timely and effective preparation of Facility Letters.
  • Drawdowns for all lending facilities ensuring that each transaction is properly documented in order to protect the Bank
  • Providing oversight and sign off on behalf of the team in accordance with the Bank’s agreed procedures
  • Champion the risk culture in the team, ensure procedures are fit for purpose, documented understood and used, controls are suitable and effective, testing and sample checking is undertaken & remedial action taken
  •  Take ownership on behalf of the team for the the completion of required returns to the FCA
  • Be the primary point of contact for Credit queries and seek solutions to issues that may arise
  • Build and monitor good stakeholder relationships to ensure quality service is provided at all times
  • Oversee and monitor the collation of KPIs, analyse trends and proactively drive remedial or improvement actions
  • To perform other tasks as assigned by the Head of Credit Operations.

 

Risk

  • Responsible for managing risks inherent to the role by diligently observing internal policies and procedures.
Person Specification

Knowledge/Experience 

  • Excellent banking background with the emphasis on Credit
  • Detailed and demonstrable knowledge around all areas of Lending
  • Previous line management experience 
  • Significant experience with High Net Worth clients
  • Have a detailed knowledge of CCA and MCOB rules
  • Multi-tasking capability
  • Ability to work under pressure with a heavy workload
  • Ability to provide support and guidance to team members

 

Skills 

  • Excellent understanding of Banking Systems and be IT literate, and a high understanding of Microsoft office
  • Excellent written and verbal communications skills are essential for this role
  • Excellent time management and organizational skills


Competencies

  • Client Focus
  • Team Working
  • Expert Knowledge
  • Working Proactively
  • Leading Others
About Us

Life, Work and Benefits

Arbuthnot Latham is committed to equal-opportunities for all staff and candidates. We embrace inclusion & diversity and understand why they are critical for the success of our business and people.

  • Agile working
  • Competitive salary, pension & holiday allowance
  • BUPA Health cover
  • 4x Life Assurance
  • Income Protection scheme
  • Discretionary bonus
  • Market leading maternity/paternity and menopause policies
  • Flexible benefits

Data Privacy and Reasonable adjustments

We take keeping your data security seriously.  For more detail on how we may keep your data please refer to our Privacy Notice

https://careers.arbuthnotlatham.co.uk/files/RecruitmentPrivacyNotice.pdf

Reasonable adjustments: Please let us know of any adjustments or arrangements that you may need to help you apply to this role or that will help you during the recruitment process. If you wish to discuss any particular requirements or concerns you have because of a disability or medical condition please contact us at [email protected]. Information you provide about any disability or medical condition will remain confidential unless it is necessary to disclose it to other members of staff or outside agencies to ensure the health and safety of yourself and others, or to implement the adjustments you require. In these circumstances we will first discuss with you how and to whom the information may be disclosed.

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