Key Responsibilities: 

• Support Private Bankers / Mortgage Specialists to deliver thorough and suitable lending advice to their clients.
• Undertake accurate and relevant research and data analysis, providing suitable credit solutions.
• Prepare reports and credit submissions in relation to regulated and non-regulated lending.
• Maintaining accurate and up to date records, and proactively managing credit dashboards.
•  Use client documentation to analyse and interpret client needs and prepare affordability analysis from data provided by clients.
• Draft client suitability reports and letters and preparing other documentation at the request of Mortgage Specialist Lending Advisors.
• Provide appropriate research material to support client outcomes.
• Deliver a seamless client experience by maintaining client contact to manage credit workflow, including attending face-to-face client meetings.
• Oversee diary management to ensure timely review and control of credit exposure.
• Initiate, discuss and complete Credit Applications on behalf of Private Bankers / Mortgage Specialists.
• Monitor the return of Facility letters, and completion of LMF/interest rate/fee forms.
• Ensure Financial Information is monitored where required and received within the correct timescales. Covenant testing where applicable.

Knowledge/Experience/Skills:

• Significant experience working in private banking and proven experience preparing credit applications utilising core bank systems.
• Strong analytical skills, to interpret and draw meaningful conclusions from data.
• Excellent written and verbal communication skills, coupled with a successful background in relationship management and customer service.
• A thorough understanding of HNW segment and market.
• Detailed knowledge of regulatory requirements covering money laundering and criminal activity.
• Appropriate technical knowledge relating to lending products, policy and appetite.
• Proven credit stewardship skills.
• The ability to effectively manage your time, accurately prioritise tasks and meet tight deadlines.
• Excellent attention to detail and strong problem-solving skills.
• Detailed and demonstrable technical knowledge around all areas of Lending.
• Strong interest in financial markets.
• Knowledge of wealth management and banking products.
• Multi-tasking capability.
• Ability to work under pressure with a heavy workload.
• A good understanding of Banking Systems and be IT literate, and a high understanding of Microsoft office.
• Strong written and verbal communications skills are essential for this role.