• Profile

Job Description

Arbuthnot Latham has been associated with banking since 1833. We combine private and commercial banking, wealth planning and investment management. We believe in traditional relationship and service-led banking powered by modern technology.

Job Purpose

To be part of a busy Credit department whose involvement with the Bank’s Credit process is comprehensive – from initiation through to documentation, monitoring and control through to recovery.

Preparation, review and control of lending documentation.

Must be able to provide a first class service to the front office whilst ensuring that the lending complies with the Bank’s policies and procedures.

Will be expected to carry out duties with minimal supervision.

 

Key responsibilities

 

• Maintain, review and prepare relevant Credit reports

• Maintain, input and renew Credit limits

• Follow up on the timely renewal of insurance for property mortgaged to the Bank to ensure that properties are adequately protected by insurance cover

• Prepare Instruction letters to Solicitors and Valuers

• Completion of client redemption statements

• Completion of regulated mortgage statements

• Dealing with loan repayments and releasing collateral that is no longer relied upon

• Assist with the completion of required returns to the FCA

• Instigating and maintaining lending files

• Indexing lending documentation

• Assist with Credit queries and seek solutions to issues that may arise

• Build and monitor good stakeholder relationships to ensure quality service is provided at all times

• Involvement with project work as and when opportunity arises

• To perform other tasks as assigned by the Head of Credit Operations

Person Specification

Knowledge/Experience

• Good banking background with the emphasis on Credit

• Detailed and demonstrable knowledge around all areas of Lending

• Experience with High Net Worth clients

• Have a working knowledge of CCA and MCOB rules

• Multi-tasking capability

• Ability to work under pressure with a heavy workload

 

Skills

• A good understanding of Banking Systems and be IT literate, and a high understanding of Microsoft office

• Good written and verbal communications skills are essential for this role

• Excellent time management and organizational skills

 

Competencies

• Client Focus

• Team Workings

• Expert Knowledge

• Working Proactively

About Us

Life, Work and Benefits

Arbuthnot Latham is committed to equal-opportunities for all staff and candidates. We embrace inclusion & diversity and understand why they are critical for the success of our business and people.

  • Agile working
  • Competitive salary, pension & holiday allowance
  • BUPA Health cover
  • 4x Life Assurance
  • Income Protection scheme
  • Discretionary bonus
  • Market leading maternity/paternity and menopause policies
  • Flexible benefits

Data Privacy and Reasonable adjustments

We take keeping your data security seriously.  For more detail on how we may keep your data please refer to our Privacy Notice

https://careers.arbuthnotlatham.co.uk/files/RecruitmentPrivacyNotice.pdf

Reasonable adjustments: Please let us know of any adjustments or arrangements that you may need to help you apply to this role or that will help you during the recruitment process. If you wish to discuss any particular requirements or concerns you have because of a disability or medical condition please contact us at [email protected]. Information you provide about any disability or medical condition will remain confidential unless it is necessary to disclose it to other members of staff or outside agencies to ensure the health and safety of yourself and others, or to implement the adjustments you require. In these circumstances we will first discuss with you how and to whom the information may be disclosed.