• Profile

Job Description

This role is only open to the employees of Arbuthnot Latham. 

To be part of a busy Credit department whose involvement with the Bank’s Credit process is comprehensive – from initiation through to documentation, monitoring and control through to recover.

  • Preparation, review and control of lending documentation.
  • Must be able to provide a first class service to the front office whilst ensuring that the lending complies with the Bank’s policies and procedures.
  • Will be expected to carry out duties with minimal supervision.


To place the interests of customers at the centre of all activities, act in a way that is consistent with achieving good outcomes for consumers and to comply with the FCA and PRA's Conduct Rules.
 

Key Responsibilities

  • Preparation of Facility Letters for all lending facilities ensuring that each transaction is properly documented in order to protect the Bank
  • Preparation of ESIS documents for Regulated Mortgage Contracts
  • Maintain, input and renew Credit limits
  • Prepare Instruction letters to Solicitors and Valuers
  • Preparation of Legal Charges
  • Completion of client redemption statements
  • Dealing with loan repayments and releasing collateral that is no longer relied upon
  • Assist with the completion of required returns to the FCA
  • Indexing lending documentation
  • Assist with Credit queries and seek solutions to issues that may arise
  • Build and monitor good stakeholder relationships to ensure quality service is provided at all times
  • Involvement with project work as and when opportunity arises
  • To perform other tasks as assigned by the Head of Credit Operations

Risk:

  • Responsible for managing risks inherent to the role by diligently observing internal policies and procedures.

Person Specification

Knowledge / Experience/Skills:

  • Good banking background with the emphasis on Credit
  • Detailed and demonstrable knowledge around all areas of Lending
  • Experience with High Net Worth clients
  • Have a working knowledge of CCA and MCOB rules
  • Multi-tasking capability
  • Ability to work under pressure with a heavy workload
  • A good understanding of Banking Systems and be IT literate, and a high understanding of Microsoft office
  • Good written and verbal communications skills are essential for this role
  •  Excellent time management and organizational skills
 

Competencies:

  • Client Focus
  • Team Workings
  • Expert Knowledge
  • Working Proactively