Arbuthnot Latham has been associated with banking since 1833. We combine private and commercial banking, wealth planning and investment management. We believe in traditional relationship and service-led banking powered by modern technology.
Job Purpose
To be part of a busy Credit department whose involvement with the Bank’s Credit process is comprehensive – from initiation through to documentation, monitoring and control through to recovery.
- Preparation, review and control of lending documentation.
- Must be able to provide a first class service to the front office whilst ensuring that the lending complies with the Bank’s policies and procedures.
- Will be expected to carry out duties with minimal supervision and provide a level of mentoring to junior colleagues.
- Provide a certain level of cover in the absence of the Head of Credit Operations.
To place the interests of customers at the centre of all activities, act in a way that is consistent with achieving good outcomes for consumers and to comply with the FCA and PRA's Conduct Rules.
Key Responsibilities:
- Completion of Pre-Drawdown formalities including assessing and validating valuation reports
- Preparation of Facility Letters for all lending facilities ensuring that each transaction is properly documented in order to protect the Bank
- Review of ESIS documents for Regulated Mortgage Contracts
- Providing a level of oversight and sign off in accordance with the Bank’s agreed procedures
- Maintain, input and renew Credit limits
- Prepare Instruction letters to Solicitors and Valuers
- Liaising with Solicitors and Valuers where appropriate
- Preparation of Legal Charges
- Assist with the completion of required returns to the FCA
- Assist with Credit queries and seek solutions to issues that may arise
- Build and monitor good stakeholder relationships to ensure quality service is provided at all times
- Involvement with project work as and when opportunity arises
- To perform other tasks as assigned by the Head of Credit Operations
Risk:
- Responsible for managing risks inherent to the role by diligently observing internal policies and procedures.