• Profile
Job Description

Arbuthnot Latham has been associated with banking since 1833. We combine private and commercial banking, wealth planning and investment management. We believe in traditional relationship and service-led banking powered by modern technology.

Vacancy Summary

You will be part of a busy Credit department whose involvement with the Bank’s Credit process is comprehensive, from initiation through to documentation, monitoring and control through to recovery. You will prepare, review and control of lending documentation whilst providing a first class service to the front office and ensuring that the lending complies with the Bank’s policies and procedures. 

Key responsibilities 

• Maintain, review and prepare relevant Credit reports

• Maintain, input and renew Credit limits

• Follow up on the timely renewal of insurance for property mortgaged to the Bank to ensure that properties are adequately protected by insurance cover

• Prepare Instruction letters to Solicitors and Valuers

• Completion of client redemption statements

• Completion of regulated mortgage statements

• Dealing with loan repayments and releasing collateral that is no longer relied upon

• Assist with the completion of required returns to the FCA

• Instigating and maintaining lending files

• Indexing lending documentation

• Assist with Credit queries and seek solutions to issues that may arise

• Build and monitor good stakeholder relationships to ensure quality service is provided at all times

• Involvement with project work as and when opportunity arises

• To perform other tasks as assigned by the Head of Credit Operations

Person Specification

Skills and Education

• Relevant banking background with the emphasis on Credit

• Detailed and demonstrable knowledge around all areas of Lending

• Experience with High Net Worth clients

• Have a working knowledge of CCA and MCOB rules

• Multi-tasking capability

• Ability to work independently to manage a busy workload and meet deadlines. 

• A good understanding of Banking Systems and be IT literate, and a high understanding of Microsoft office

• Good written and verbal communications skills are essential for this role

• Excellent time management and organizational skills


• Client Focus

• Team Workings

• Expert Knowledge

• Working Proactively

Diverse and talented, with exceptionally high professional standards coupled with a passion to deliver the very best for our clients, our people are our most vital asset. Rewarding and challenging, Arbuthnot Latham prides itself on encouraging colleagues to reach their full potential within a supportive and progressive environment. Our value-led culture underpins everything we do and we believe that every colleague contributes to the growth and success of the business.

At Arbuthnot Latham, our entrepreneurial spirit and personal approach enable us to provide innovative and flexible solutions to help our clients achieve their goals – for business, for family, for life.